Terms and Conditions

Using This Website

This website belongs to Private Health Insurance Tampa, a health insurance agency serving clients in Tampa, FL and the surrounding area. By reading or using the site, you agree to these terms. If you do not agree, please stop using the site.

The site is simple. It explains the coverage we help with and gives you a phone number to reach us. There are no accounts, no online forms and nothing to buy here.

General Information, Not Advice

What you read on these pages is general. It is not advice about your own situation, and it does not create an agent and client relationship. Your needs, your budget and the plans open to you can only be sorted out in a real conversation with us.

Plans, Premiums and Carriers

Insurance carriers set their own premiums, deductibles, benefits and rules, and they change them. Open enrollment dates and eligibility rules can change too. We work to keep the site accurate, but we cannot promise every detail is current on the day you read it.

Nothing on this site is an offer of coverage. A plan only starts once a carrier approves your enrollment, and the carrier's policy documents are what actually govern your coverage.

When You Call Us

The phone is the only way to reach us through this site. When you call, you choose what to share. We use it to answer your questions and compare plans for you. There is no fee for the consultation. We are paid by the company you choose, not by you.

Our Words and Images

The text, photos and layout on this site belong to us or are used with permission. You are welcome to read, print or share a page for your own use. Please do not copy it for another business or website.

Limits on Our Responsibility

We offer this site as is. We are not responsible for losses that come from relying on the general information here instead of talking with us, or from the site being briefly unavailable. Some pages may mention outside organizations, and we do not control their content.

Florida Law and Updates

These terms fall under the laws of the State of Florida. We may update them from time to time, and the version posted here is the one that applies. If you have a question about anything on this page, call us at the number listed on the site and we will walk you through it.